N\u00e4r en bank idag bed\u00f6mer din kreditv\u00e4rdighet \u00e4r det s\u00e4llan en m\u00e4nniska som fattar beslutet. Det \u00e4r en modell, tr\u00e4nad p\u00e5 historiska data, som v\u00e4ger hundratals variabler mot varandra i en process du inte kan granska och knappt kan \u00f6verklaga. Detsamma g\u00e4ller allt fler beslut som p\u00e5verkar din vardag: hyresv\u00e4rdens pr\u00f6vning, f\u00f6rs\u00e4kringsbolagets riskbed\u00f6mning, myndighetens prioritering av ditt \u00e4rende.<\/p>\n\n\n\n
Problemet \u00e4r inte att algoritmerna \u00e4r d\u00e5liga p\u00e5 att r\u00e4kna. Problemet \u00e4r att de \u00e4r tr\u00e4nade p\u00e5 ett f\u00f6rflutet som inneh\u00e5ller alla de or\u00e4ttvisor vi helst vill ha bort. En modell som l\u00e4rt sig av historiska utl\u00e5ningsbeslut har ocks\u00e5 l\u00e4rt sig av historisk diskriminering \u2014 och reproducerar den, effektivt och i stor skala.<\/p>\n\n\n\n
EU:s AI-f\u00f6rordning, som tr\u00e4dde i kraft 2024, reglerar de h\u00f6gsta riskkategorierna. Men implementeringen \u00e4r oj\u00e4mn och tillsynen underfinansierad. I praktiken \u00e4r det fortfarande m\u00f6jligt att fatta juridiskt bindande beslut om m\u00e4nniskors liv baserat p\u00e5 system som ingen utanf\u00f6r bolaget f\u00f6rst\u00e5r.<\/p>\n\n\n\n
Det \u00e4r inte en teknisk fr\u00e5ga. Det \u00e4r en fr\u00e5ga om makt \u2014 och om vem som ska ha r\u00e4tten att st\u00e4lla den till svars.<\/p>\n","protected":false},"excerpt":{"rendered":"
AI-systemen som styr kreditbeslut, hyrespr\u00f6vningar och f\u00f6rs\u00e4kringspremier \u00e4r varken neutrala eller transparenta. Det \u00e4r ett demokratiproblem som \u00e4nnu inte behandlas som ett.<\/p>\n","protected":false},"author":1,"featured_media":381,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/posts\/151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aioptimering.se\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=151"}],"version-history":[{"count":6,"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/posts\/151\/revisions"}],"predecessor-version":[{"id":382,"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/posts\/151\/revisions\/382"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aioptimering.se\/index.php?rest_route=\/wp\/v2\/media\/381"}],"wp:attachment":[{"href":"https:\/\/aioptimering.se\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aioptimering.se\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aioptimering.se\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}